What Should You Do If You're In An
Accident?
1. Get the name, address, and phone
number of each driver involved. Also, be sure to get their
auto insurance policy numbers and phone numbers for their
insurance companies. Do not discuss the details of the
accident with the other people involved. You should only
discuss the details with the police and your insurance company
or agent.
2. Call the police as
soon as possible. If the accident is serious enough to cause
injuries, call an ambulance if you can.
3. Don't move your
vehicle unless instructed to do so by the police or
paramedics.
4. It is a good idea
to keep a camera in your vehicle to take pictures of the
accident scene.
5. If your state isn't
a no-fault state and someone else causes the accident, file a
claim with their insurance company, not your own. You should
only file a claim with your insurance company if:
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A) The person
who caused the accident is uninsured or
underinsured
B) The insurance
company of the person who caused the accident refuses to
pay your damages.
C) You are cited
as at fault by the police or no one was
cited. |
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