What Should You Do If You're In An Accident?
1. Get the name, address, and phone
number of each driver involved. Also, be sure to get their
auto insurance policy numbers and phone numbers for their
insurance companies. Do not discuss the details of the
accident with the other people involved. You should only
discuss the details with the police and your insurance company
or agent.
2. Call the police as soon as
possible. If the accident is serious enough to cause injuries, call an ambulance if
you can.
3. Don't move your vehicle unless instructed
to do so by the police or paramedics.
4. It is a good idea to keep a
camera in your vehicle to take pictures of the accident scene.
5. If your state isn't a no-fault state
and someone else causes the accident, file a claim
with their insurance company, not your own. You should only file a claim with
your insurance company if:
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A) The person who caused the
accident is uninsured or underinsured
B) The insurance company of the
person who caused the accident refuses to pay your damages.
C) You are cited as at fault by
the police or no one was cited.
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